David Nicholls Associates David Nicholls Associates David Nicholls Associates

Mortgage Protection


Mortgage protection insurance allows you to cover accidents, sickness and redundancy to make sure you receive a regular flow of money that will allow you to keep on paying the mortgage repayments if you were to have any of the following,




It is restricted to cover mortgage payment only for up to 24 months.

Mortgage Payment Protection Insurance will pay a tax-free monthly benefit of up to £2,000 per month generally.

There will be a waiting period (ranging from ‘back to day one’ to 180 days depending upon your choice you select) in case of redundancy or other involuntary unemployment or if you are not in employment due to an accident or sickness.

Please note, the plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Nicholls Financial Services Limited trading as David Nicholls Associates